Pay Yourself First

What do you want out of life? Answering that simple question is probably the most important step to achieving your goals of financial independence. Once you know what you want, all you need to do is lay the groundwork to obtain it. That’s where we come in.

Our consultants have been responsible for providing advice and managing the personal financial affairs of individuals for over 20 years. We work in a 3-step process:

• Client Interview: We gather information on your current financial situation and discuss what you want to accomplish with your assets in the future.
• Develop Your Financial Blueprint: After evaluating your information, we determine how and where your money should be invested for maximum benefit and present you with a customized plan.
• Follow-Up: Our advisors contact you regularly throughout the year to make sure you are on track to meet your financial goals.

At this point, you are already following the best practices for building financial success as practiced by many of the world’s high-net worth individuals. What’s more, you’ve laid out the goal of your plan on your own terms.

Securities and Advisory services offered through American Independent Securities Group, LLC Member: FINRA (http://www.finra.org) / SIPC (http://sipc.com).
P.O. Box 579, Eagle, Idaho 83616

Semaphore Investment Solutions is not affiliated with American Independent Securities Group, LLC

Michael Bienstock is currently registered to conduct business with residents of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Kansas, Maryland, Montana, North Carolina, New Jersey, Nevada, New York, Oregon, Pennsylvania, Tennessee, Texas, Utah, and Washington.

FINRA oversees the people and firms that sell stocks, bonds, mutual funds and other securities. Simply type in your current or prospective broker’s name to see employment history, certifications, and licenses—as well as regulatory actions, violations or complaints you might want to know about. You also can get information about your broker’s firm. There’s no reason not to check http://brokercheck.finra.org/.

How Balanced Is Your Portfolio?

We’ve all heard that investments should be diversified. Diversifying a portfolio can help to limit your exposure to risks caused by normal fluctuations in the financial markets. At Semaphore, we take an active management role to oversee your investment portfolio and collaborate with you to make sure your investment needs and objectives are met.

As a member of the Semaphore family, you’ll have experts at your disposal whom you can rely to perform the following:

• • Periodically Recalibrate Your Portfolio. Semaphore Investments uses sophisticated asset allocation modeling tools to achieve true diversification of your investments. Our software tools will analyze your portfolio and discover vulnerabilities that others could easily miss.
  • Know Your Investment Profile. Any asset allocation strategy needs to take into account your investment time horizon as well as the degree of your aversion to risk. At Semaphore, we make it our business to know not only what you have and what you want to do with it, but also your long-term goals and your personal investment style.

Securities and Advisory services offered through American Independent Securities Group, LLC Member: FINRA (http://www.finra.org) / SIPC (http://sipc.com).
P.O. Box 579, Eagle, Idaho 83616

Semaphore Investment Solutions is not affiliated with American Independent Securities Group, LLC

Michael Bienstock is currently registered to conduct business with residents of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Idaho, Kansas, Maryland, Montana, North Carolina, New Jersey, Nevada, New York, Oregon, Pennsylvania, Tennessee, Texas, Utah, and Washington.

FINRA oversees the people and firms that sell stocks, bonds, mutual funds and other securities. Simply type in your current or prospective broker’s name to see employment history, certifications, and licenses—as well as regulatory actions, violations or complaints you might want to know about. You also can get information about your broker’s firm. There’s no reason not to check http://brokercheck.finra.org/.